Buying in a Hurricane Zone

Buying a home in a hurricane-prone area can be a thrilling but challenging endeavor. Believe it or not, we still feel the destruction of hurricanes even as far inland as we are here in Lake Norman. That being so, you should always consider these points when purchasing a home in a hurricane zone:

Location, Location, Location

The first rule of real estate applies doubly in hurricane-prone areas. Research the specific location and assess its vulnerability to hurricanes. Look for properties that are elevated, away from flood-prone zones, and built to withstand hurricanes.

Insurance Costs

Hurricane insurance can be costly, so factor in these expenses when budgeting for your new home. Shop around for the best insurance rates and consider the property’s history with regards to past hurricane damage, as this can impact your premium.

Building Codes and Construction

Investigate the local building codes and construction standards. Homes built to hurricane-resistant codes and with high-quality materials are more likely to withstand the storm’s fury. Consult with local builders or inspectors for guidance.

Evacuation Routes

Know the area’s evacuation routes and shelters. Your safety is a top priority, so ensure you have easy access to safe locations in case a hurricane is approaching. Consider the distance from your potential home to these resources.

Resale Value and Future Climate Projections

Hurricane-prone areas are subject to changing climate patterns, which may affect your property’s value and safety. Research climate projections and how they may impact the region. Additionally, consider the property’s resale potential in case you decide to sell in the future.

Buying a home in a hurricane zone requires careful planning and due diligence. Your safety, as well as the long-term value of your investment, are of paramount importance. By considering these five factors, you can make an informed decision and enjoy your new home with greater peace of mind in a hurricane-prone area.